Principles Before Principal
Money can never replace our time, dreams, values and family. We have one life to live.
How can we make the most of it together?
After years of working too hard, I decided there must be a better way to live.
That’s when I discovered note investments.
This well-kept real estate secret only opened to investors like you and me recently. It’s a little different, but worth understanding.
You’re likely used to being on the bad end of a mortgage – diligently sending monthly payments of principal and interest to your bank or mortgage company. But now, you can be on the other end, receiving the payments.
What is Note Investing?
You can read more about how note investing works here – or get as deep into the weeds as you want – but here’s a vastly simplified version. When someone buys a house, they sign a “mortgage note” – a legal agreement to pay a specific amount of principal and interest to whoever owns that note. That legal agreement is immune to normal market forces that cause volatility, like housing market downturns, storm damage or anything else. When you buy that mortgage note, that means the homeowner’s monthly payments go to you until it’s paid in full. You could choose to live off these payments and pursue your dreams, or invest them in a self-directed IRA. The point is that they provide a very reliable, steady source of passive income.
One of my favorite things about this is that we have more freedom to work with homeowners.
Life happens, and sometimes bad things happen to good people. As individual note investors, we can work out arrangements to help people avoid foreclosure, stay in their homes and get back on track.
Taste True Financial Freedom
Financial freedom is less about finances and more about freedom – from obligations, from expectations, from a boss or a supervisor. It’s about taking on the things you really want to take on – while you still can:
Write a book. Search out meaning. Travel for months. Have life-changing experiences. Get to know your family. Be part of your kids’ childhoods.
For me, no employer, no paycheck, no benefits or perks were ever worth more than my family. That’s why I went into note investing. I do this because I want to be free from the golden handcuffs of “success.” Maybe you want to taste a different kind luxury – deciding how to spend your time, where, and with whom.
I’m looking for like-minded people.
If this sounds like you, let’s talk.
I promise not to fill your inbox with junk. This is just a way for us to begin the conversation and see if note investing makes sense for your lifestyle.